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Clear, up-to-date articles for Ontario business owners, professionals and families, written by a licensed CPA and grounded in current CRA rules.
Salary vs. dividends in Ontario for 2026: how RRSP room, CPP, integration, the July 2026 rate cut and the 2027 dividend credit change affect owners.
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Year-end tax checklist for Ontario small businesses in fiscal 2026: clean books, owner pay, bonus accruals, CCA timing, slip deadlines, HST, instalments and EHT.
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Rental income tax for Ontario landlords: reporting on Form T776, deductible expenses, repairs vs. improvements, CCA and recapture, and selling a rental.
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Employee vs. independent contractor in Canada: the CRA's two-step test, the cost of misclassifying a worker at 2026 CPP/EI rates, CPT1 rulings, slips and PSBs.
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How to prepare for a CRA audit: why corporations get selected, how the process works, the documents to gather, record retention, objections and the VDP.
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Shareholder loans in Canada: how s.15(2) and the one-year repayment rule work, the 3% prescribed rate for 2026, the series-of-loans trap and clean-up options.
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RRSP vs. TFSA vs. FHSA for 2026: contribution limits, deadlines, first-time buyer rules, using the FHSA with the Home Buyers' Plan, and what to fund first.
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Compilation vs. review vs. audit: how the three Canadian engagements differ in assurance, cost and timing, and who requires each one in Ontario.
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The small business deduction cuts tax on a CCPC's first $500,000 of active business income. Learn who qualifies, the grinds and Ontario's 2026 rate cut.
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HST Quick Method vs. regular method in Ontario: the $400,000 limit, 8.8% and 4.4% rates, the 1% credit, who can't use it and how to elect with Form GST74.
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GST/HST registration for Ontario small businesses: the $30,000 small supplier rule, the two tests, the 29-day deadline, voluntary registration and 13% HST.
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Should you incorporate in Ontario? Compare tax deferral, costs, the LCGE, TOSI, professional corporations and the section 85 rollover before you decide in 2026.
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