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Free calculator · 2026 rates
Estimate how much you can put into your Tax-Free Savings Account in 2026. Room accumulates from the year you turned 18 (or 2009, or the year you became a resident, if later).
Estimated TFSA room available in 2026
$0
First eligible year
2009
Cumulative limits
$0
Annual TFSA limits
Assumes you have held a valid SIN and been a resident each year since you became eligible. Confirm your exact room in CRA My Account.
Results are estimates for general information, based on 2026 federal and Ontario figures verified October 27, 2026. Federal Budget 2026 (November 5, 2026) may change some amounts. Your actual tax depends on credits, deductions and circumstances not captured here.
Get help with Personal Tax (T1)In the later of 2009, the year you turn 18, or the year you become a resident of Canada, provided you have a valid SIN.
Yes, but not until January 1 of the following year. Re-contributing in the same year can cause an over-contribution.
No. Growth inside a TFSA does not affect your contribution room.
RRSP vs. TFSA vs. FHSA for 2026: contribution limits, deadlines, first-time buyer rules, using the FHSA with the Home Buyers' Plan, and what to fund first.
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